The cost of emergency dental treatment for immediate pain relief where required as a result of extra-oral impact provided such treatment is received within 48 hours of the incident.
Up to RMB 8,000
Up to RMB 8,000
Up to RMB 8,000
Section 5: Routine Health Care
Subject to a combined overall maximum benefit of RMB 16,000 we will pay for the following;
a) Routine Dental Care i) One annual check-up and visit to the hygienist.
No Cover
No Cover
Full Cover Up toRMB16,000
ii) X-rays or moulds, fillings using amalgam or composite materials, Dental caries treatment including tooth repair and filling,extractions (including wisdom teeth if carried out in a dental surgery), new porcelain crowns or bridges, root canal treatment and treatment for the relief of an infection including prescribed antibiotics and temporary fillings.
No Cover
No Cover
Up to RMB 8,000
b) Routine Optical Care i) One annual vision test.
No Cover
No Cover
Full Cover Up toRMB16,000
ii) Glasses or contact lenses prescribed by an ophthalmologist.
No Cover
No Cover
Up to RMB 2,400
c) Hearing Care i) One annual hearing test.
No Cover
No Cover
Full Cover Up toRMB16,000
ii) A hearing aid prescribed by a physician.
No Cover
No Cover
Up to RMB 2,400
Section 6: Maternity Care
a) The costs of normal pregnancy and childbirth includingpre-natal examinations, delivery and post-natal examinations.Baby care is also covered for 7 days upon birth.
No Cover
Up to RMB 32,000 per pregnancy
Limited to the costs of childbirth
Up to RMB 64,000 per pregnancy
b) Medical complications during pregnancy or childbirth.
